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  • Affordable premium which is suitable as a basic plan.
  • Must be purchased along with a health coverage.
  • Life long coverage up to age 99 years old, get a maturity benefit at the maturity date.
  1. Providing the death coverage at 100% of Sum Assured and having a chance to receive the special additional Sum Assured accumulated from the beginning of the 6th policy year onwards.
  2. In case of policy maturity (at age 90 years old)
    2.1 Receiving maturity benefit at 100% of Sum Assured
    2.2 Having a chance to receive maturity dividend at maturity date and a chance to receive the special additional Sum
           Assured accumulated from the beginning of the 6th policy year onwards. 
ประกันชีวิตสุขภาพ, ความคุ้มครองและผลประโยชน์

% means % of the Sum Assured

*Accumulated Special Additional Sum Assured: It is the Annual Dividend in the form of Special Additional Sum Assured accumulated from the first year that the Company declares the Special Additional Sum Assured.

Special Additional Sum Assured: The Company may consider paying Annual Dividend in the form of Special Additional Sum Assured. Such consideration will be started from the beginning of the 6th policy year onwards. This Annual Dividend in the form of Special Additional Sum Assured depends on the investment return which the Company will allocate to the Insured and will be different for each insurance plan. In addition, it depends upon the conditions, provisions and the calculation of the Special Additional Sum Assured which the Company will consider in each year.

**Maturity Dividend: The Company may consider paying the Maturity Dividend to the Insured. The Maturity Dividend depends on the investment return, throughout the policy lifetime, which the Company will allocate to the Insured and the investment return may vary from year to year. The Maturity Dividend will be different for each insurance plan. In addition, the Maturity Dividend depends upon the conditions, provisions and calculation which the Company will consider at the maturity date.

  • The Applicant’s entry age is 1 month and 1 day – 69 years.
  • The minimum Sum Assured is 200,000 baht or minimum annual premium is 6,000 baht with the Sum Assured not less than 100,000 Baht. Compulsory to be attached with Health Coverage Rider (HS_S) Or My Health Plus Rider - Double Care (HSMHPDC) or Health Coverage Rider - Platinum Plan (80MB) (HSMFCP_S) or Health Coverage Rider - Beyond Platinum Plan (100MB) (HSMFCB_S) or My First Class @BDMS - Platinum Plan (60MB) (HSMFCP_S) or My First Class @BDMS - Beyond Platinum Plan (120MB) (HSMFCB_S) or Cancer No Worries Rider (CBN)
  • The minimum Sum Assured at 50,000 baht is compulsory to be attached with My Health Plus Rider - Sabai Kapao (HSMHPSK)
A life insurance premium is able to claim for a personal income tax according the Revenue Department regulations. However, if the insurance policy in effective before the period of 10 years or your do not comply with the Revenue Department regulations. You may be taxed.
  • In case of non-disclosure or misrepresentation, the Company has the right to void the Policy within 2 years from the effective date according to the Policy or the renewal of Policy or reinstatement or the date that the Company approves the increase of the Sum Assured only the increasing part.
  • In case the Insured commits suicide within 1 year from the effective date according to the Policy or the renewal of Policy or reinstatement or the date that the Company approves the increase of Sum Assured only the increasing part, or is murdered by the beneficiary.
  • The underwriting shall be in accordance with the Company’s underwriting guidelines.
  • The information contained in this website is provided as illustrative information only. The customer is advised to study further information regarding an insurance coverage, terms and conditions, exclusions and benefits from the Company’s policy only.
  • The customer should understand the details, coverage and conditions of the insurance plan before applying the insurance.
Coverage by Allianz Ayudhya Assurance Public Company Limited
DBD e-Registration