Remark: * Indicative Index-Linked returns at Maturity shown in the table above is calculated based on the current rate of index valuation for example only. The actual maturity Index-Linked returns that the policyholder will receive will be determined using maximum of Index Level on the final index valuation of the Policy year 14 – 18, in accordance with the specified calculation formula.
Information of Index level and Exchange Rate
-
My Smart Index 18/8 (Index-Linked)
-
My Smart Index 10/2 (Par)
Data as of
Index Level
Exchange Rate
THB per 1 USD
|
Policy Issue Date
|
The Initial Index
Valuation Date |
Index Level
on the initial Index Valuation Date |
Exchange Rate on
the Initial Index Valuation Date
(Unit : USD/THB)
|
Participation rate |
The Final Index
Valuation Date |
Indicative Index-Linked returns
at Maturity* (Calculated as of current rate) |
|---|---|---|---|---|---|---|
|
-
|
|
|
|
% |
|
% |
You can see the informaion of Index level and Exchange Rate since 5 February 2026
Formula of Indicative Index-Linked returns calculation at Maturity
Description
- Index refers to BNP Paribas Multi-Asset Fortitude RC ER Index. For more information on the index, please visit Multi-Asset Fortitude - BNP Paribas Indices - The bank for a changing world
- BNP Paribas Multi-Asset Fortitude RC ER Index is based in US Dollar. Therefore, the index performance will be converted into Thai Baht using appropriate USD exchange rate. The payout will depend on the initial/final index level and USD exchange rate movement during the contract period, which is reported in Bloomberg Page BFIX at 3:30 p.m. (Bangkok time).
- The policy issue date is the date that your insurance application is approved.
- Index level on the initial valuation date is the level of the index at the investment start date (calculated within 45 days from the policy issue date).
- The exchange rate on the initial valuation date is the exchange rate at the investment start date (calculated within 45 days from the policy issue date).
- The Company has a policy to invest in an option referenced to the index level within 45 days from the policy issue date. The value of the final index valuation date shall be calculated within 45 days prior to the contract maturity date.
- If the final index valuation date falls on weekend or holiday, the valuation will be made on the next business day.
- In an event that the index provider of BNP Paribas Multi-Asset Fortitude RC ER Index, which the Company uses to calculate the Index-Linked returns, cancels the index calculation while the Policy is in force, and/or the index calculation provider of BNP Paribas Multi-Asset Fortitude RC ER Index is assigned a credit rating below BBB‑ by Standard & Poor’s Global Ratings (S&P), the Company reserves the right to terminate all transactions under the agreement with the index calculation provider and the Company reserves the rights to replace it with a new appropriate index. In case a new replace index cannot be found, the Company shall make payment instead, according to the Company’s conditions and it shall be considered that the terms of payment of Index-Linked returns are terminated.
- Participation rate in the return of the reference index is the rate that allows the Insured to participate in positive return from the increase in index valuation from its initial level.
However, the Participation rate in the return of the reference index specified on the Policy Issued Date remains unchanged throughout the duration of the contract for that Insured.
The Company will determine sales cycles for this product and for each sales cycle, the Company may set a different Participation rate in the return of the reference index depending on market condition, economic situation, investment performance, or any other factors as the Company may deem appropriate.
- The company has direct rights and obligations under the insurance contract with you directly.
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| Index | |
| Index Code |
BNPIFORT |
| Index Name | BNP Paribas Multi-Asset Fortitude RC ER Index |
Data as of
Index Level
Exchange Rate
THB per 1 USD
|
Policy Issue Date
|
The Initial Index
Valuation Date |
Index Level
on the Initial Index Valuation Date |
Exchange Rate on
the Initial Index Valuation Date
(Unit : USD/THB)
|
Participant Rate
at Valuation Date (PR) |
The Final Index
Valuation Date |
Indicative Dividend
At Maturity
(Calculated as of latest rate)
|
|---|---|---|---|---|---|---|
|
-
|
|
|
|
% |
|
% |
You can see the informaion of Index level and Exchange Rate since 5 November 2024
Formula of indicative dividend calculation at maturity
Description
- Index refers to BNP Paribas Multi-Asset Fortitude RC ER Index. For more information on the index, please visit Multi-Asset Fortitude - BNP Paribas Indices - The bank for a changing world
- BNP Paribas Multi-Asset Fortitude RC ER Index is based in US Dollar. Therefore, the index performance will be converted into Thai Baht using appropriate USD exchange rate. The payout will depends on the initial/final index level and USD exchange rate movement during the contract period, which is reported in Reuters Screen Page “THBFIX” at 3:30 p.m. (Bangkok time).
- The policy issue date is the date that your insurance application is approved.
- Index level on the initial valuation date is the level of the index at the investment start date (calculated within 45 days from the policy issue date).
- The exchange rate on the initial valuation date is the exchange rate at the investment start date (calculated within 45 days from the policy issue date).
- The Company has a policy to Invest in an option referenced to the index level within 45 days from the policy issue date. The final index valuation date shall be calculated within 45 days prior to the contract maturity date.
- If the final index valuation date falls on weekend or holiday, the valuation will be made on the next business day.
- In an event that the index provider of BNP Paribas Multi-Asset Fortitude RC ER Index, the index used in the dividend calculation, fails to provide index valuation while the policy is still effective, the Company reserves the rights to replace the index with an alternative it considers appropriate. In case the Company fails to secure appropriate replacement, the Company shall make cash payment in accordance with the company's conditions, after which the company is no longer obliged to pay maturity dividend.
- PR (Participation rate) is the rate that allows the Insured to participate in positive return from the increase in index valuation from its initial level. This product will use the participation rate of 50%.
- The company has the right and obligations to fulfill the promises specified in your contract.
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| Index | |
| Index Code |
BNPIFORT |
| Index Name | BNP Paribas Multi-Asset Fortitude RC ER Index |