My Style Legacy Ultra
(Unit Linked)

• Applicant’s age: 18 years old - 75 years old
• The Premium Payment period will be 7 years or 12 years or 18 years.
• Coverage lasts until age 99 years old or as long as the Policy's Redemption Value is sufficient to cover the Monthly Policy Charges.
• Regular Protection Premium (RPP)
  - The applicant can determine the Regular Protection Premium at the minimum 100,000 Baht per year but the Sum assured of Regular Protection Premium at the minimum 10,000,000 Baht
• Top-Up Premium (Top-Up): The Insured can proceed as follows;
  - The Insured can select the Regular Top-Up Premium (RTU) at the minimum 1,000 Baht per installment and the maximum 5 times of the Regular Protection Premium
  - The Insured can select the Top-Up Premium, which is paid by the Insured any time (TUP) at the minimum 5,000 Baht per time and the maximum 120 MB per the Policy Year. This is subject to the terms and conditions specified by the Company.
• Additional coverage, such as health and accident coverage, can be purchased through a Premium Paying Rider (PPR), also known as a Traditional Rider, to attach to the Policy. The premium payment for PPR is separate from the regular premium payment of the main Policy, My Style Legacy Ultra (Unit Linked). This is subject to the terms and conditions specified by the Company.

This Policy is a unit linked insurance policy. The amount for the personal income tax deduction for life coverage consisting of the Premium Charges, Cost of Insurance and Administration Fee shall not exceed 100,000 Baht per year, according to the Revenue Department regulations.

• In case of nondisclosure or misrepresentation, the Company has the right to void the Policy within 2 years from the Policy Effective Date, or the renewal or the date that the Company approves the increase of the Sum Assured only the increasing part.
• In case the Insured voluntarily commits suicide within 1 year from the Policy Effective Date or if the Policy is renewed, the period shall start from the effective date of such renewal or the effective date of the latest reinstatement or the date that the Company approves the increase of the sum assured only the increasing part, whichever case may be.
• In case the Insured is murdered with intent by the beneficiary.

• My Style Legacy Ultra (Unit Linked) is the marketing name. The name on the policy contract is Life Insurance Policy Unit Linked Type My Style Legacy Ultra (Unit Linked).
• The underwriting shall be in accordance with the Company’s underwriting guidelines.
• The information contained in this website is provided as illustrative information only. The customer is advised to study further information regarding an insurance coverage, terms and conditions, exclusions and benefits from the Company’s policy only.
• The investment of the Units according to the Insurance Policy, the Unit Linked Type has risk. The Insured may receive the returns in an amount higher or lower than the allocated premium amount invested in the Fund selected by the Insured. This Policy offers no guarantee for money invested.
• The applicant should understand the conditions and benefits of the Policy, and the conditions, returns and risks of investment as well as the affordability of premium payment before applying the insurance because this Policy is suitable for a long-term saving and has the Partial Withdrawal and the Surrender Charges which may make the values from the Partial Withdrawal and the Surrender Value lower than the Redemption Value. The applicant should study the details from Table of Policy Charges for the Partial Withdrawal and the Surrender Charges.
• The past performance of Funds is not indicative of future results. The prices of Units and returns from the Units can move up or down at all times. It depends on the Insured’s selection of Funds and the Fund performance.
• Investments in some mutual funds may be subject to exchange rate risk. The Insured may receive the returns more or less than the premium allocated to the initial Fund. In addition, the investment of an equity fund has a quite high risk and uncertain benefits and the benefits may not be worth for the value invested. In the meantime, a money market fund and fixed income fund have lower risks but the benefits will be lower as well.
• The rate of returns shown in this document is for understanding only. It does not represent the actual returns received from the Policy. Therefore, the actual number that the Insured will receive will change according to the market situation, mutual funds that the Insured selects and the performance of such mutual funds.
• The applicant shall study the details of the investment risks of the Funds, fees and charges relating to the Funds other than this Policy from the Asset Management Company’s prospectus.
• The premium payment shall be the obligation of the Insured. The collection of premium by the Agent or Broker shall be the service only.