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My Wealth Legacy A99/6 (Participating)
Save firmly and grow wealthy for your loved ones
Plan your finances to build stability for your loved ones efficiently and relieve worries about taxes Short-terms only 6 years premium payment, receive long coverage until age 99 years old.
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Insurance Plan Details
Insurance Plan Highlights
Plan your finances to build stability for your loved ones efficiently and relieve worries about taxes
- Easy planning with 6-year premium payment but receiving long coverage till the age of 99 years.
- Worry free…even if an unexpected event occurs. In case of death or being alive until the maturity date, you still have a big lump sum to pass on your wealth to your beloved one or expand business for your family.
- Increase business liquidity through eligibility for policy loan up to 75% of the policy surrender value with the compound interest rate of 5.5% per annum.
- Insurance premium paid is eligible for the tax deduction at the maximum of 100,000 Baht per year (subject to Revenue Department’s Regulation)
- More peace of mind... When purchasing additional coverage such as health, accidents, and critical illness.
Benefits and Coverage
(Coverage until 99 years old, paying premiums for 6 years.)
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Death benefit |
Receive one amount which is higher: - 100% of the Sum Assured or - surrender value or - 101% of all premiums paid excluding the premium for other riders and / or endorsement ( if any )
And have a chance to receive Terminal Dividend Upon Death1 when the Insured dies from the 6th Policy year onwards. |
| Maturity benefit |
Receive one amount which is higher: - 100% of the Sum Assured or - 101% of all premiums paid excluding the premium for other riders and / or endorsement ( if any )
And have a chance to receive Maturity Dividend2 |
Additional Explanations
1Terminal Dividend Upon Death: The Company may consider paying a Terminal Dividend Upon Death to a beneficiary when the Insured dies from the 6th Policy year onwards. The Terminal Dividend Upon Death depends on the investment return throughout the period the Policy has been effective. The return considered by the Company shall be in accordance with the conditions, provisions, and the calculation method of dividend determined by the Company. Including depending on the economic condition or situation during the period.
2Maturity Dividend (for the product using the rate of return on investment): The Company may consider paying the Maturity Dividend to the Insured when the Insured is alive until the maturity. The Maturity Dividend depends on the investment return throughout the period the Policy has been effective. The return considered by the Company shall be in accordance with the conditions, provisions, and the calculation method of dividend determined by the Company. Including depending on the economic condition or situation during the period.
- Applicant's age: 1 month and 1 day – 70 years old
- Minimum sum assured per policy: 10,000,000 Baht
- Maximum Sum Assured per policy and per Insured person: 300,000,000 Baht
- Be able to attach with riders specified by the Company.
- The regulations for health examinations and underwriting considerations shall follow the Company’s guideline.
The underwriting shall be in accordance with the Company's underwriting guideline.
A life insurance premium is able to claim for a personal income tax according the Revenue Department regulations. However, if the insurance policy in effective before the period of 10 years or your do not comply with the Revenue Department regulations. You may be taxed.
- In case of non-disclosure or misrepresentation, the Company has the right to void the Policy within 2 years from the Policy Effective Date or the renewal of Policy or reinstatement or the date that the Company approves the increase of the Sum Assured only the increasing part.
- In case the Insured voluntarily commits suicide within 1 year from the Policy Effective Date or if the Policy is renewed, the period shall start from the effective date of such renewal or the effective date of the latest reinstatement or the date that the Company approves the increase of the sum assured only the increasing part, whichever case may be.
- In case the Insured is murdered with intent by the beneficiary.
- The underwriting shall be in accordance with the Company’s underwriting guidelines.
- The information contained in this website is provided as illustrative information only. The customer is advised to study further information regarding an insurance coverage, terms and conditions, exclusions and benefits from the Company’s policy only.
- The customer should understand the details, coverage and conditions of the insurance plan before applying the insurance.
Coverage by Allianz Ayudhya Assurance Public Company Limited
