My Health Plus Rider - Sabai Kapao (HSMHPSK)
A million in coverage with affordable price
This health insurance plan prepares you for dealing with the actual medical treatment fees with a benefit limit of up to THB 1 million per the Policy Year.
Highlights
Ease the burden of medical expenses, when you are hospitalized with the premium payment. less than THB 10,000 but receive coverage up to THB* 1 million per the Policy Year.
Actual payment for the medical treatment fees, such as Lab X-Ray fee, surgery fee, Haemodialysis, Chemotherapy, Targeted Therapy, emergency treatment fees due to the Accident within 24 hours, medical treatment fees in ICU
Receive the Nursing Care Service without expenses**
How good is this insurance plan?
*In case, the Insured is a 35-year-old male who purchases My Health Plus Rider - Sabai Kapao with deductible: THB 30,000 per the Policy Year and, the annual premium payment is THB 9,539.
**Special privileges: a Nursing care service for Allianz Ayudhya customers. If you are interested in it, you can scan the QR Code to learn the details, conditions and a service provider. Click The details, conditions and the service provider can be changed or cancelled without prior notice.
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THB
Remark
- The above premiums are calculated from the My Whole Life 90/21 life protection plan. The insured amount is 200,000 baht and the insured in occupational stages 1 and 2 chooses to pay annual premiums only.
- For sales reasons only, this information is only preliminary. Customers should review further details on the policy's coverage, terms, conditions, exceptions, and benefits.
- The company reserves the right to determine insurance in accordance with its criteria.
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Coverage and Benefits
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| Coverage | Maximum Benefits (Baht) |
| Coverage per Policy Year | 1,000,000 |
| 1. Benefits for the case of Inpatient (for Illness and Accident) having examples as follows: | |
|
1.1 Room and board and service fees in the Hospital (Maximum of 180 days per the Policy Year, including ICU) |
2,000 |
|
1.2 Nursing service fees (Maximum of 180 days per the Policy Year, including ICU) |
500 |
|
1.3 Room and board, service fees in the Hospital and nursing service fees in ICU per day (Maximum of 60 days per Policy Year) |
Actual payment |
|
1.4 Physician fees for the treatment per day (Maximum of 180 days per the Policy Year) |
1,000 |
|
1.5 Medicine prices for taking home per time (Maximum 7 days per the Hospital Confinement) |
1,000 |
|
1.6 Other medical treatment fees as specified in the contract having examples as follows: - Medical service fees for diagnosis or treatment - Medicine prices fees, parenteral nutrition fees and medical supply fees - Medical treatment fees for the surgical operation (surgery) and procedure - Day surgery |
Actual payment |
| 2. Benefits for the case of Outpatient having examples as follows: | |
| 2.1 Chemotherapy fees and radiation therapy fees, hemodialysis fees |
Actual payment |
| 2.2 Medical treatment fee for the Injury due to the Accident for the Outpatient within 24 hours of each Accident | |
|
2.3 Diagnostic radiology fee and clinical laboratory diagnosis fee (which occurs within 30 days before the Hospital Confinement and within 60 days after such Hospital Confinement) |
|
| 2.4 Emergency ambulance service fees | |
| 2.5 Medical treatment fees for the Minor Surgery such as incision of abscess, wart excision, hemorrhoids, etc. | |
Optional Coverages
- Applicant’s entry age 11 - 69 years old (renew to age 89 years old, cover to age 90 years old)
- Be attached to the basic plans as specified by the Company.
- Each applicant can apply for only one My Health Plus Rider Sabai Kapao
The Insured is entitled to a personal income tax deduction for the premium of health coverage, not exceeding 25,000 Baht per year (if any) and the premium of the life coverage but both shall not exceed 100,000 Baht per year, according to the Revenue Department regulations.
- No-conventional medical treatment, as well as the alternative medical treatment.
- Health check-up, a request for the medical treatment in a Hospital, or request for a surgical operation, recovery or rest for recovery or rest cure or medical treatment by way of relaxation by general care giver, analytical examination to investigate other causes not directly dealing with the medical treatment in the Hospital, examination to diagnose an Injury or Illness, treatment or analytical examination to investigate any cause, which may not be the Medical Necessity or Medical Standard.
- The payment under My Health Plus Rider – Sabai Kapao after deduction the Deductible (if any) altogether shall not exceed the maximum benefits per the Policy Year as specified in the Table of Benefits. However, the Company shall not pay for medical treatment fees occurred overseas either planned or unplanned treatment except for the Emergency Patient outside Thailand.
- Deductible means amount that the Insured must pay for the first part of medical treatment fees by deducting from the benefit amount that the Insured is entitled to receive. However, the deductible amount shall not exceed the deductible amount per the Policy Year as specified in the Table of Benefits.
- The premium of a rider or endorsement for the renewal year shall be adjusted according to age and/or occupation of the Insured. In addition, it may be adjusted according to the Company’s regulations.
- The underwriting shall follow the Company's underwriting guideline.
- The information contained in this website is provided as illustrative information only. The customer is advised to study further information regarding an insurance coverage, terms and conditions, exclusions and benefits from the Company’s policy only.
- The customer should understand the details, coverage and conditions of the insurance plan before applying the insurance.
Services Accompanying the Health Insurance Plan
Coverage by Allianz Ayudhya Assurance Public Company Limited
