If you are interested, you can Click to learn the details, conditions, and a service provider. The details, conditions and the service provider can be changed or cancelled without prior notice.

Giving you the best medical treatment with the benefits of Hundred Million Baht
Provides a health coverage… Actual payment for medical treatment up to 100 million baht per the Policy Year for Hospitals in Thailand and specified Hospitals in Cambodia.
If you are interested, you can Click to learn the details, conditions, and a service provider. The details, conditions and the service provider can be changed or cancelled without prior notice.
Highlights

covering for all medical treatments such as Inpatient, Outpatient, dental, Ophthalmology, childbirth, Surgery, Lab & Xray, Hemodialysis, Chemotherapy, Targeted Therapy for Cancer and psychiatric disorder treatment fees


What is good about this insurance plan?
Take care of the medical treatment fee whether the Insured is admitted in a Hospital with the actual payment of the medical treatment fees up to THB 100 million per the Policy Year and provide health coverage for all Hospitals in Thailand and the specified Hospitals in Cambodia.
There are 2 coverage plans available for selection: Beyond Platinum (up to THB 100 million per the Policy Year) and Platinum Plan (up to THB 80 million per the Policy Year).
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Highlights Benefits and Coverage per the Policy Year |
Beyond Platinum Plan, Maximum benefits: THB 100 million |
Platinum Plan, Maximum benefits: THB 80 million |
Medical treatment fee – Inpatient (Having the limitation of the benefits such as room and board and service fees in the Hospital per day, daily cost of taking care Insured aged under 16 years old, psychiatric disorder treatment fees) |
Actual payment |
Actual payment |
Medical treatment fees – Outpatient (Maximum of 30 visits per the Policy Year) |
Actual payment |
Actual payment Able to purchase additionally for OPD |
Vaccination fee* |
80,000 Baht |
50,000 Baht |
Annual health check-up fee* |
20,000 Baht |
15,000 Baht |
Dental treatment fees |
100,000 Baht |
50,000 Baht Able to purchase additionally for Dental |
Eye examination and treatment fees* |
15,000 Baht |
Not cover |
Medical treatment fees for pregnancy and childbirth per each pregnancy and childbirth** |
200,000 Baht for Normal childbirth 400,000 Baht for Complication status |
Not cover |
*the benefits can be used after the insurance contract has been effective continually more than 12 consecutive months.
**the benefits can be used after the insurance contract has been effective continually more than 10 consecutive months for childbirth and after 3 consecutive months for miscarriages.
Remark
- The above premiums are calculated from the My Whole Life 90/21 life protection plan. The insured amount is 200,000 baht and the insured in occupational stages 1 and 2 chooses to pay annual premiums only.
- For sales reasons only, this information is only preliminary. Customers should review further details on the policy's coverage, terms, conditions, exceptions, and benefits.
- The company reserves the right to determine insurance in accordance with its criteria.
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Coverage and Benefits
Beyond Platinum Plan
100 million Baht
Platinum Plan
80 million Baht
1. Benefits for the case of Inpatient
2. Benefits for the case of Outpatient having examples as follows:
3. Other Additional Benefits for the case of Inpatient and Outpatient Cases having example as follows:
(additional from the benefits 80 million Baht)
Able to purchase additionally for Dental
*the benefits can be used after the insurance contract has been effective continually more than 12 consecutive months.
**the benefits can be used after the insurance contract has been effective continually more than 10 consecutive months for childbirth and after 3 consecutive months for miscarriages.
***The Company shall pay the benefits under 1, 2.5, 3.1, and 3.2
Optional Coverages
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Health Coverage |
Beyond Platinum Plan (100 Million Baht) |
Platinum Plan (80 Million Baht) |
Entry age |
11 – 70 years old |
11 – 70 years old |
Renew up to age 84 years old, cover up to age 85 years old | ||
The basic plan which attachable | ||
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Sum assured 100,000 Baht |
Sum assured 50,000 Baht and 100,000 Baht |
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The regulations are as follows
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Sum assured 100,000 baht and above | |
Other Conditions |
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- Non-conventional medical treatment, as well as the alternative medical treatment.
- Health check-up, a request for the medical treatment in a Hospital, or request for a surgical operation, recovery or rest for recovery or rest cure or medical treatment by way of relaxation by general care giver, analytical examination to investigate other causes not directly dealing with the medical treatment in the Hospital, examination to diagnose an Injury or Illness, treatment or analytical examination to investigate any cause, which may not be the Medical Necessity or Medical Standard.
- Health Coverage – Platinum Plan (80MB) and Health Coverage – Beyond Platinum Plan (100MB) are the marketing name. The name of insurance plan stated in the policy are Health Coverage Rider – My First Class: Platinum Plan and Endorsement of Health Coverage Rider – My First Class: Platinum Plan (Other Benefits) and Health Coverage
- The Company shall pay the benefits for Illness occurring after 30 days from the Rider Effective Date except for some benefits stated particularly.
- The benefit payments under Health Coverage – Platinum Plan (80MB) or Health Coverage – Beyond Platinum Plan (100MB) altogether shall not exceed the maximum benefit per the Policy Year as specified in the table of benefits. The medical treatment occurring outside Thailand is not covered, except the medical treatment occurs in Hospitals in Cambodia as specified by the Company or in case of Emergency Patient outside Thailand.
- The premiums of a rider or endorsement may vary by gender, age, occupation, and the coverage plan of the Insured. The premiums for the renewal year may be adjusted according to age and/or occupation of the Insured. In addition, it may be adjusted according to the Company’s regulations.
- The Hospitals in Cambodia as specified by the Company are Royal Angkor International and Royal Phnom Penh.
- The information contained in this website is provided as illustrative information only. The customer is advised to study further information regarding an insurance coverage, terms and conditions, exclusions and benefits from the Company’s policy only.
- The customer should understand the details, coverage and conditions of the insurance plan before applying the insurance.
Services Accompanying the Health Insurance Plan
