Khun Thum, Art Director, 35 years old
I want to plan for a secure financial future and make sure my loved ones will be looked after whatever happens to me.
Ideal Product: Ayudhya Secure Life A85/x
This product is perfect for breadwinners who are looking for financial security for their loved ones if anything happens to them.
How it works: Ayudhya Secure Life A85/x offers you a various payment terms, from 10 to 25 years to suit with your financial plan. It offers death benefit protection coverage until you are 85 years old. If anything happens to you, your loved ones will receive a lump sum benefit to go on with their lives. When your protection term ends at age 85, when in general, your children are all grown up and can secure their own lives. We return you the lump-sum benefit which you can use it as your retirement fund.
Who can get it: The product is available for anyone aged between 1 month 1 day up to 60 - 65 years old.
Khun Somchai, Doctor, 35 years old
I want to make sure that I have money to cover my personal living expenses for my retirement.
Ideal Product: Ayudhya Secure Retirement A55/A55, A60/A60, A65/A65g)
Ensure you have control of your life when you reach your golden years and have to ability to decide how you want to enjoy them. Choose what age you want to save until to coincide with the age you want to retire. Then decide whether you want to receive a lump sum, a periodic payment or a combination thereof to ensure you can make your long term dreams a reality.
How it works: Choose when you want to retire, at ages 50, 55 or 60, then make regular savings until that age. Upon retirement, you can then decide to receive a one-time lump sum payment, periodic payments until the age of 75, 80 or 90, or a combination of both.
Who can get it: The product is available for anyone aged between 16 to 45,50, or 55 years.
Khun Nemintorn, Business Owner, 35 years old
As I get older I know I might have to face a critical illness. I want to be sure that my doctors bills are paid for and that I'm not a burden on anyone.
Ideal Product: Ayudhaya Secure Life A85/20 plus health protection (IPD,OPD, daily hospital income, and/or critical illness)
This product is perfect for those who want to conserve their saving and be covered against the potential costs of future medical expense. This health insurance product protects you against the rising cost of medical treatment and helps safeguard against the costs of treating any unforeseen ailments.
How it works: Ayudhaya Secure Life A85/20 requires you to make payments for 20 years but offers the peace of mind of knowing that you are protected until you are 85 years old. Upon aged of 85, you will receive a lump sum payment.
The added benefit of health protection policies include medical expenses (IPD, OPD, daily hospital income), and cover against critical illness. You will receive these hospital benefits until the maximum of 85 years of age without further health exam as long as you continue to make annual payment.
Who can get it: The product is available for anyone aged between 1 month 1 day up to 65 years old
Khun Orasa, Director, 33 years old
My personal tax income is quite high. I want to make sure I can make the most of any available tax benefits and save for the future.
Ideal Product 1: My Savings 10/6 (Participating) The product is perfect for full time workers who are looking to reduce their income tax bills and save up for future. You can also gain other benefits from the product.
How it works: My Savings 10/6 (Participating) offers you annual cash return and a lump sum payment at year 10. Besides, you will receive life protection for a 10 year period. The premium you pay (saving amount) is eligible for tax deduction for 6 years up to 100,000 baht (depending on the Revenue Departmentís regulations).
Who can get it: The product is available for anyone between 1 month 1 day up to 70 years old.
Ideal Product 2: My Annuity Plus A85/A55
These products are perfect for those who are looking to reduce their income tax bills and save up for their retirement.
How it works: My Annuity Plus A85/A55 allows you to save up to aged 55 and receives stream of income for over 30 years, up to aged of 85. The premium you pay is tax deductible up to 300,000 baht (depending on the Revenue Departmentís regulations).
Who can get it: My Annuity Plus is available for anyone aged between 25-50 years.